Investment Property Calculator

Evaluate your real estate investment potential with our ROI calculator

Property Details

$
Please enter a valid property price
%
Please enter a valid down payment (0-100%)
%
Please enter a valid interest rate
Click to get current 30-year fixed mortgage rate
Years
Please enter a valid term (1-50 years)
$
Please enter a valid rental amount
Estimated using 0.8% rule-of-thumb (property value × 0.008)
$
Please enter a valid expense amount
Typical monthly expenses include:
  • Property Tax: ~1% of property value annually
  • Insurance: ~0.5% of property value annually
  • Maintenance: ~1% of property value annually
  • Property Management: ~10% of monthly rent
  • Vacancy Reserve: ~8.33% of monthly rent (1 month/year)
  • Utilities (if applicable)

Investment Analysis

Down Payment

Monthly Mortgage Payment

Net Monthly Income

Annual Net Income

Cash-on-Cash ROI

Note: A 7% ROI threshold is commonly used as it typically exceeds both average stock market returns (6-7%) and inflation (2-3%), while providing a reasonable return for the added complexity of managing real estate.

Monthly Expenses Breakdown

ROI Comparison

Note: Returns shown are average annual returns. Past performance does not guarantee future results.